Courtesy Financial... a full service mortgage company

Today's mortgage market is a pretty competitive place.  That's why you read and hear so much about interest rates, fees, points and closing costs. Good service, a reputation for honesty, integrity, and financial reliability are just as important as interest rates and fees.  A lender you can trust may save you from unwanted expenses and unexpected surprises in the end.  After all, a mortgage is likely to be the biggest financial commitment most of us ever make.

Our goal is to successfully meet your financial needs with easy, affordable monthly payments while making the loan process as smooth, efficient and as convenient as possible.

Home Loan Programs
Courtesy Financial provides homebuyers and homeowners access to a full line of mortgage products at competitive rates. Loan products include, but are not limited to:
Conventional 30/30 or 15/15 year Fixed Rate Loans
Jumbo 30/30 or 15/15 year Fixed Rate Loans
Adjustable Rate Mortgages
5 and 7 year Balloon Mortgage programs
Home Improvement/Home Equity Loans
Being affiliated with the country's leading lending servicers gives Courtesy Financial the ability to offer a wide range of loan products in today's constantly changing lending market. Most lenders have only one or two programs to offer, so their job is to sell you what they have, rather than find the program that best fulfills your needs. Don't be restricted by other lender's limited selection of loan programs.

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The Lending Technology
Courtesy Financial offers the use of advanced technology and system support... we offer various methods for initiating the loan process and completing your loan request: applications in person, by phone, by overnight mail and by Email. Our Courtesy Financial Web@Application form will help us with the preliminary information for your mortgage request. You may fill out the on-line from (with no obligation) or email us to have one mailed to you directly.

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Our Full Service Staff
The officers and staff at Courtesy Financial are career mortgage lending professionals with the experience and knowledge to accurately originate, process, and close a wide range of mortgage loan products, which is most suitable to your needs. Our loan officers are available to meet with you at any time of the day or evening - in your home or our office.

Our loan specialists will help you through the loan process by assisting with the application documentation; detailing the loan best suited to meet your needs; explaining financial costs involved; answering questions and offering intelligent solutions to your mortgage issues. Our loan specialists will provide clear, honest information about the loan. They will come through with interest rates, closing costs, and fees that are fair and equitable for your situation. Our team will move quickly and efficiently to process a loan request and give answers when needed - from the day of the application until the close of escrow.

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Our Lending Philosophy
Let's face it, interest rates vary in most banks and lending institutions, but service to you is where we excel. . . getting the loan done quickly, efficiently and with the best interest rates and terms available. It is knowledge, attitude, processing efficiency, and quality of service that distinguishes one lender from another. You will find these are the characteristics in Courtesy Financial! Why use Courtesy Financial? Because our commitment is to provide you with quality service *and* quality products. Please take a moment and explore our web site to see how we approach the mortgage lending business. We are proud our company is very professional, accessible and effective, yet has not lost sight of the personal side of the home lending business.

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Courtesy Financial is centrally located to serve all areas of California, with its main office location in San Jose, California. Email us today